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Options to choose from.

A checking account should make your life easier. We believe in giving you the options to bank the way you want, when you want. It’s part of being a good neighbor.

Freedom Personal Checking

No monthly fee or minimum balance. Freedom to live your life.

  • $0 monthly fee
  • Unlimited fee-free transactions at over 55,000 Byline and Allpoint® ATMs worldwide

High Interest Checking1

It’s your money. Earn interest so it works harder for you.

  • $15 monthly maintenance fee
  • Or $0 with $2,500 minimum monthly balance

Prime Life Checking2

For our neighbors ages 55 years+. You’ve worked hard and earned banking benefits. You’ll get them.

  • $0 monthly fee
  • Earns interest

Student Checking3

Hassle-free banking tailored for students 13-24.

  • $0 monthly fee
  • Perfect first bank account
  • No minimum balance

More ways to compare.

 Minimum to open accountMinimum to waive monthly service fee and earn APY (on interest bearing accounts)Monthly service
fee if below
minimum balance
Withdrawals allowed
without a fee
Online &
Bill Pay
and Crediting
Freedom Personal Checking$100Minimum to Waive
Service Fee: None
Non-Interest Bearing
High Interest Checking$100$2,500$15UnlimitedMonthly
Prime Life Checking$100Minimum to Waive
Service Fee: None
Minimum to Earn
APY: $2,500
Student Checking$1Minimum to Waive
Service Fee: None
Non-Interest Bearing

How our Personal Checking works for you.

Don’t be held back by a checking account with restrictions and penalties. We think checking should work for you. That’s why Byline personal checking offers:

  • Multiple account options based on your needs
  • A banking team that helps you find what’s right for you
  • Personal, local bankers who understand your goals and plans

We don’t want you to just write checks. We want you to write your story.


Personal Savings Accounts

Your money should do more than sit around. It should grow to fit your dreams. Our personal banking is truly personalized, helping you find the right account to meet your short- and long-term savings goals.

Browse Savings Accounts