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Is a Byline Express Loan right for your business?

Talk to an Expert

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Business located in Chicagoland

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In business 2+ years
For-profit businesses

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Loan amounts from $10,000 – $500,000

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5-year term loans, 2-year LOC, variable & fixed rates

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Financing for Working capital, equipment, or inventory

Additional eligibility requirements include:

  • Business must have an operating account with Byline Bank. Need to open an account? Find your local branch.
  • FICO Score of 680+ for loans $10,000 – $150,000
  • FICO Score of 625+ for loans $150,001 – $500,000
  • Minimal documentation required1

1For loans $10,000 – $150,000: 8821 tax return revenue verification required. For loans $150,001 – $500,000: Documentation includes last two years of filed Business tax returns, last year end internal financial statements if most recent year tax return not filed, year-to-date balance sheet and income statement, personal financial statement and last two years of filed personal returns. First position UCC required for loans over $150,000. Back to text ^

An expedited application process.

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Byline verifies revenue and/or documentation.

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Expedited decision.

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If approved, borrower e-signs documents.

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Approved loan is funded.


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What do I need to provide to apply?

In order to apply for a Byline Express Loan, contact one of our experienced business bankers at a branch near you to begin our streamlined application process.

For loan requests of $150,001 – $500,000, please be prepared to provide:

  • Last two years of filed business tax returns
  • Last year end internal financial statements if most recent year tax return not filed
  • Year-to-date balance sheet and income statement
  • Personal financial statement
  • Last two years of filed personal returns

For loan requests $10,000 – $150,000, please be prepared to provide:

  • 8821 tax return revenue verification.

How can I use Byline Express Loan funds?

Byline Express loans and lines of credit can be used for working capital, equipment, inventory and more.

How will I receive my Byline Express Loan funds?

If your term loan is approved, the funds will be placed directly into your Byline Bank business operating account for immediate use. Approved lines of credit are available to be drawn by customer online as needed.