Small Business Capital

Thomas Abraham has served as President of Small Business Capital (“SBC”) at Byline Bancorp since May 2019. Mr. Abraham was promoted to this position after having served as Senior Vice President, SBA Sales Manager of SBC since December 2016 when Byline Bancorp acquired SBC’s predecessor company, Ridgestone Bank. Mr. Abraham served as Senior Vice President, Sales and Marketing at Ridgestone Bank from February 2007 through December 2016, where he helped build the government guaranteed lending framework for loan originations, credit processing and closing footprint, as well as sales generation, back-end operations and portfolio servicing. Earlier in his career, Mr. Abraham held business development and commercial lending positions at Popular Community Bank, QuesTech Financial Services, and Sanwa Business Credit. Mr. Abraham received a bachelor’s degree from DePaul University.

Michael is a leader in SBA commercial lending, using his credit analyst background to properly structure loan requests to put business owners in a position to succeed. Michael ensures a business has the liquidity to take advantage of growth opportunities while also getting by during unexpected slow periods. Michael’s background includes positions as senior credit analyst and loan officer/portfolio manager as well as working for the Association of Eurobrokers at the Chicago Mercantile Exchange. Michael joined Ridgestone Bank in 2006 and will continue to work with business owners throughout Chicagoland with Byline Small Business Capital.

Tony is a leading business development officer specializing in SBA lending. His extensive experience and knowledge in navigating through the SBA’s closing and credit processes has allowed for a smoother lending experience for his clients. Previously, Tony worked as a business relationship manager for two major banks, where he earned awards for Top Lender and Top Performer in addition to numerous awards for growth in loan production. Tony joined Ridgestone Bank in 2007 where his efforts in developing new banking relationships contributed to establishing the bank as a leader in SBA lending in Illinois. He looks forward to the opportunities ahead with Byline Small Business Capital.

Rehman utilizes more than 15 years of banking experience when advising small business owners on the best loan structure for their business. Early in his career, Rehman focused on small business lending solutions, later shifting his focus to conventional and small business lending for small to mid-sized companies. Outside of work, Rehman’s leadership and commitment to the community has been recognized by his appointments as a board member for the Social, Welfare, Education and Economics Board through his congregation. Rehman joined Ridgestone Bank in 2008 and will continue to work with business owners throughout the Midwest at Byline Small Business Capital.

Michael brings 20 years of commercial lending experience to his role as an SBA lender, having served in senior credit positions at commercial financial institutions throughout the Chicago area. Michael provides financing solutions and counseling to small businesses in the Chicago area and Northwest Indiana, with an emphasis in manufacturing and distribution. Michael is actively involved in the Industrial Council of Nearwest Chicago, Valley Industrial Association, Small Business Development Center and SomerCor504. Michael joined Ridgestone Bank in 2012 and will continue to focus on SBA lending with Byline Small Business Capital.

Dan joins Byline as Bank Product Manager with many years of credit experience including being named as the top Sr. Analyst for Byline Bank’s Small Business Capital Team. Dan specializes in working with financial advisors nationwide and other small business owners in the Chicago area.

Huy has worked extensively in SBA lending and business development, bringing his commercial-credit analyst skills to bear on complex financial data in order to best position his clients to succeed.  As well as being an expert in SBA 504 & 7(a) loans, Huy also understands how to work with people on a personal level, taking the time to listen carefully to each client’s specific needs and wants. Prior to joining Byline, he successfully managed a portfolio of commercial clients as well as expanded his Wisconsin-based bank’s footprint by developing and nurturing relationships in new industries. Now, Huy will bring his business-development skills to Chicagoland in his new role with Byline.

Louis has a deep expertise in SBA lending, developed over decades as the owner of his own financial consulting firm, before he moved into commercial banking. Louis is a C&I specialist, and has worked extensively for more than 20 years to help small businesses expand and grow. His personal touch, as well as the genuine care and concern he gives to each client, makes him a trusted lender and financial analyst. He has a deep understanding of SBA 7(a) and 504 loans, and knows how to structure a deal to maximize every business’ potential for success. Now, Louis brings his impressive skillset and years of industry experience to Byline as Vice President of Business Development.

David joined Byline in 2018 as a credit-analyst associate, and quickly developed a strong understanding of the credit side of lending. David honed his personal interaction and communication skills in his former work in law enforcement, both as a police officer and later as civil-case manager in DuPage County Circuit Court. A spirited baseball coach as well, David thrives in a team environment, and believes in providing honest opinions and solution-based mindset to best serve his growing client base. David is a certified law-enforcement officer in the state of Illinois and holds an MBA with a concentration in finance. He is devoted to serving the people around him, both at work and in within his community. Byline welcomes David and is pleased that he will bring his open and engaged mindset to his new work as Business Development Associate.