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A creative approach with quick decisions.

At Byline, we take a creative, problem-solving approach to premium finance lending and tailor each loan to match unique individual needs. We strive to close approved loans fast, with term sheets provided shortly after receiving full loan package documentation.

Providing our clients with prompt, professional service and an efficient process is at the heart of our customer service culture.

Why Byline Bank?

Byline is a life insurance premium finance lender located in Chicago, IL with a nationwide footprint. Our premium finance loans enable affluent clients to acquire the insurance benefits they need without impacting other capital assets.

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  • Payments: Interest Only
  • Rate: Competitively priced floating rate with fixed rate and cap rates available
  • Prepayment Penalty: None
  • Renewals: Quick and simple
  • Footprint: Nationwide
  • Collateral: Cash Surrender Value, additional collateral if needed
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  • New Policies
  • In-Force Policies
  • Refinancing other lender loans
  • Minimum Net Worth of $5 million
  • Minimum Annual Premium of $200,000
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  • Cost-effective process to obtain life insurance coverage with reduced out of pocket costs, in most cases
  • Keep money in high-returning asset classes
  • Minimize gift and estate taxes
  • Potential to increase overall estate internal rate of return
  • Accumulates an additional asset class with cash surrender value

Contact me today to learn more.

Ryan Bird

Ryan Bird

(630) 348-2185Senior Vice PresidentSr. Commercial Relationship Officer

About Byline Bank

Byline Bank is a full-service commercial bank with approximately $9.4 billion in assets, serving small businesses, mid-market companies, and consumers.

Operating over 40 branch locations throughout the Chicago and Milwaukee metro areas, Byline’s been a community partner in its neighborhoods for over 100 years.

In addition to being a Top 5 SBA lender in the nation*, Byline offers a competitive range of commercial lending products backed by experts with decades of experience in the industry.

*National ranking: Ranked by the U.S. Small Business Administration by volume FY2023

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