Ricardo Perez is a Vice President and Business Development Officer with Byline Bank’s Small Business Capital division. With more than 20 years of banking and commercial lending experience, Ricardo specializes in SBA 7(a) financing for business acquisitions, partner buyouts, owner-occupied commercial real estate, and growth capital needs. He has expertise working with businesses in the manufacturing, commercial contracting, and landscaping industries, helping owners secure financing to support growth, expansion, and ownership transitions.

As a bilingual professional fluent in English and Spanish, Ricardo works closely with business owners and professional advisors to structure financing solutions tailored to each client’s unique objectives. His consultative approach and deep understanding of SBA lending enable him to guide clients through complex transactions with confidence and efficiency.

In March 2026, Negocios Now recognized Ricardo as a Class of 2025 40 Under 40 Latino Leader in Illinois. Ricardo is passionate about helping entrepreneurs achieve their business ownership and growth goals. Based in the Chicagoland area, Ricardo is committed to building lasting relationships and delivering financing solutions that support the long-term success of the businesses and communities he serves.