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Al is an award-winning commercial banker/senior relationship manager with 17 years of comprehensive commercial and business banking experience. As a provider of small business financing utilizing government guaranteed lending programs, Al helps borrowers with business acquisition, owner-occupied real estate, expansion, refinance, and franchise financing. Al has extensive experience working with ag, medical, dental, legal, home health care, assisted living, service, retail, manufacturing, and distribution industries. His complete knowledge of SBA and USDA lending programs allows him to structure loans in a way that others cannot. Al joined Byline Small Business Capital in 2017 to head up its Minneapolis loan production office.