
Details
- Amount: Up to $5 million
- Financing percentages: Up to 90% financing for acquisitions and up to 100% financing for expansions
- Term: Up to 10 years for most uses, and up to 25 years for real estate
- Footprint: Nationwide
Build, acquire or grow your child day care with flexible, long-term financing.

Whether you’re expanding your facilities, acquiring a new business or purchasing a property, we understand the child care industry and know how to secure SBA funding that also supports facility upgrades, staffing, compliance, and long‑term growth.
As a top Small Business Administration (SBA) lender, our lenders are experienced in helping child care businesses secure the financing they need. And, as an SBA Preferred Lender, Byline can make credit decisions in-house, with flexible qualifying requirements and expedited approvals.
Our lending specialists understand the child care industry. We know how to structure a loan that meets your needs.


Case Study
Challenge
Air Force veteran Nick Plummer wanted to establish a Spanish-immersion childcare center in his hometown but found franchise financing to be a challenge.
Solution
As an experienced SBA lender in the child care industry, Byline Bank understood Nick’s vision and business model and provided financing to open one location, with plans for another.