SBC – SBA CAPLines | Byline Bank

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Don’t let cash flow concerns get in your way

SBA CAPLines are designed to help small businesses manage cyclical cash flow needs through revolving lines of credit.

CAPLines features

SBA CAPLines provide short-term working capital to small business for a variety of uses including:

  • Acquiring inventory and processing large customer orders
  • Supporting payroll during seasonal revenue fluctuations
  • Business expansion during market opportunity
  • Lower pricing structure than typical asset-based or finance company loans
  • Ability to speed up collections and reduce average daily loan balances through lockbox/cash collateral accounts

Maximum Advance Rates/Reporting

  • Up to 80% of eligible Accounts Receivable
  • Up to 50% of eligible inventory
  • Borrowing base certificate reporting needed, financial statements required

SBA CAPLines Overview