Online Banking Guide - Byline Bank

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Get started with Byline Online Banking and the Byline Bank Personal Mobile App.

How can I enroll in Byline online banking?

It’s easy. Simply click here and get started today.

When and where can I download the Byline Bank mobile app?

Downloaded our free Byline Bank Personal mobile app.

Download on the App Store Get it on Google Play Available at Amazon

Does Byline charge fees for online or mobile banking, or bill pay?

No, there are no fees for online, mobile banking or online bill payment.

Can I use the mobile app or online banking to do some of the things I currently go into my branch for?

Yes! While there are a still a few things that are better done in a branch, our mobile app and online banking make it easy to:

  • View account balances
  • Pay bills
  • Deposit checks
  • Transfer money between accounts
  • Make person-to-person payments with Popmoney®
  • Track your budget with our Personal Finance Center
  • Find the nearest branch or ATM
  • To make loan payments, reorder checks or view and print checks, just log into your online banking account and we’ll be happy to help you.

How do I log in to Byline’s online banking?

After you’ve enrolled in online banking:

  • Visit our homepage and click “Log In.”
  • If it’s the first time you’re logging in from a new device or public computer, you’ll see a screen that says “Is this really you?”
  • Click on “Text me” to receive a text message with a one-time, six-digit passcode. These codes help us to confirm you’re really the one asking to access your account, to protect your data and you’re your information safe.
  • Enter this one-time passcode into the box on the center of the screen and let us know if this is a public computer, or a device you’d like us to remember.

 How do I use the Byline mobile app?

Once you’ve enrolled in online banking, just download the Byline Bank personal app from your mobile device app store. You’ll have to sign into online banking at least one, before you can activate the mobile app on your smartphone or tablet.

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Bank online or on your phone with Byline’s mobile app.

How can I view my statements?

Statements can be accessed easily from most pages, when you sign in to online banking. To enroll for e-statements automatically, simply log in to your account and click on e-statements and check the selection box.

Can I enter stop payments online?

Yes, payments can be stopped from your online banking account.

What do I do if I forgot my password?

From the Log in to my account page, simply click on the “I can’t access my account” link. You’ll be instructed to enter your mobile number and user name – and then click on “Send me a new password.”

Can I reset my own password?

Yes. You can reset your own password, instead of calling Customer Service, when you’re locked out of your account.

Can I export my financial data?

Yes. Consumers can export financial data to .CSV, .OFX, .QFX or .QBO file formats.

How does mobile check deposit work?

You can deposit checks directly into your Byline account(s). Log into the Byline Bank app, click deposit checks, and take a photo of the front and back of your endorsed check. Type in the dollar amount for the check, and submit electronically. You will receive a message the deposit has been received. Note the date of deposit on the check, and keep it in a safe place for 30 days, to ensure funds are deposited.

Which types of checks can I deposit via mobile?

We accept personal, business and government checks—payable in U.S. dollars, drawn on a U.S, bank and endorsed by the account holder for mobile deposit.

Are there dollar limits on the checks that I deposit?

Yes, currently we accept mobile deposits up to $2,000 per day. The rolling 30-day limit for all checks deposited is $5,000. If your deposits exceed these amounts, please visit one of our more than 50 branches in the Chicagoland and Milwaukee areas and we’ll be happy to assist you.

Are there any limits on the number of checks that I can deposit?

There are no limits on the number of checks that you can deposit, as long as the total dollar amount doesn’t exceed established account limits.

When can I begin making mobile deposits?

You’re able to make mobile deposits as soon as you sign up for mobile banking.

What should I do with my paper checks?

After your mobile deposit, you should retain your checks for at least 30 days following the date of your deposit. After the funds have been credited to your account, you should write “void” on the check and then shred them, prior to disposal.

When are the deposited funds available in my account?

Funds deposited using Mobile Deposit Services are subject to verification and may not be available for immediate withdrawal, however funds will generally be made available within three (3) business days from the day the deposit was received. Deposits made using Mobile Deposit Services will have the same funds availability schedule as deposits made via ATM. Availability of funds deposited may be delayed for a longer period under certain circumstances. Deposits received and accepted before 6:00 p.m. central time on a business day are considered to be received that day. Deposits received after 6:00 p.m. central time, on a holiday, or non-business day, will be received on the next business day.

Can I use Bill Pay with all my accounts?

Bill Pay can be used with checking accounts listed on our Online Banking site.

Which bills can I pay through Bill Pay?

Bills must be paid within the U.S. and its territories. Court ordered or government related bills aren’t recommend to be paid via Bill Pay.

Are payments made electronically or by check?

Electronic payments are made whenever possible. If your payee cannot receive electronic payments, we’ll send a check to the address you provided. Once the payment has been made, you can review the payment detail screen to see what form of payment was sent to the payee. Please schedule your payment at least four (4) business days in advance of your due date.

Who can I pay using Bill Pay?

You can pay anyone in the U.S. that you would normally pay by check or automatic debit. Even if you don’t receive a bill, you can still add the information we need to make the payment. You can pay businesses as well as individuals such as childcare providers or family members. Payments up to $25,000 can be made.

Are my payments guaranteed?

We ensure that your electronic payments are safe and reliable. When your payments are processed, you’re also protected in the unlikely event of unauthorized transactions or processing delays.

What happens if my payment is late?

We’ll work with the biller to try to waive the late fee if you’re not at fault. Otherwise, you’re reimbursed for the late fee up to $50.

How does Popmoney® work?

Popmoney allows you to send money to anyone—friends, family or business contacts.

From your online banking account or mobile app, select Popmoney and enter your payee information. You can send or request money from any of your contacts, and they’ll be notified by email or text message that you’re sending or requesting money to/from them. You and your contacts will never need to exchange financial account information.

How can I use Popmoney® to send or receive money to/from someone else?

You can use your contact’s email address or mobile number to send or receive money.

  • Sending Money. Depending on which way you send the money, your contact will receive either an email or text message with instructions on how to direct the payment into his/her account
  • Receiving Money. Depending on which way you are requesting money, your contact will receive either an email or text message with instructions on how to pay the request.
  • If the recipient does not respond to the payment notification after 3 days, a reminder text message will be sent reminding him/her to act on the payment notification.

When will the recipient receive the funds sent through Popmoney®?

Timing varies based on the type of account used to make the payment, but generally, it takes around 1-4 days. The delivery speed will be displayed when you schedule the payment, but it could take additional time if your contact has not used Popmoney before or if they have to log in and accept the payment.

If you need more information, just contact us.
Let’s talk

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